Question 1

Can I get a hardship license in Georgia after a DUI?

Accepted Answer

Yes — Georgia offers a court-issued Limited Driving Permit for DUI suspensions, but you must petition Superior Court, install an ignition interlock device, and file SR-22 proof of insurance with Georgia Department of Driver Services. The permit is court-defined and typically restricts driving to work, school, medical appointments, and court-ordered programs. Unpaid-fine suspensions do not qualify for the permit, and felony Habitual Violator revocations bar permit eligibility during the 5-year revocation period.

Question 2

How much does it cost to reinstate a suspended license in Georgia?

Accepted Answer

Georgia's base reinstatement fee is $200 for most insurance-related suspensions, payable to Georgia Department of Driver Services. DUI reinstatement adds the cost of the mandatory DUI Alcohol or Drug Use Risk Reduction Program (typically $300–$400), SR-22 filing fees ($15–$50 depending on carrier), and ignition interlock installation and monitoring ($70–$150/month) if required. Habitual Violator reinstatement requires a higher fee and in-person DDS processing; online reinstatement at online.dds.ga.gov is available only for eligible suspension types.

Question 3

Which insurance companies file SR-22 in Georgia?

Accepted Answer

Non-standard specialists GAINSCO, Dairyland, The General, Direct Auto, Bristol West, Acceptance, and Infinity actively write SR-22 policies in Georgia and file electronically with DDS. Standard carriers Geico, Progressive, State Farm, and National General also file SR-22 but may decline post-suspension applications and route you to their non-standard subsidiaries. Carriers like Allstate, Farmers, and Liberty Mutual generally do not file SR-22 after suspension in Georgia.

Question 4

How long do I have to carry SR-22 in Georgia after a DUI?

Accepted Answer

Georgia requires SR-22 filing for 3 years after reinstatement following a DUI conviction, measured from your reinstatement date, not your conviction date. If your policy lapses or your carrier cancels during the 3-year period, Georgia Department of Driver Services receives automatic notification through GEICS and re-suspends your license immediately with no grace period. The 3-year clock restarts from zero if you lapse.

Question 5

Do I need insurance if my license is suspended in Georgia?

Accepted Answer

Yes — if you're suspended for DUI, points, or an uninsured motorist violation and you want to reinstate, you must file SR-22 proof of insurance with Georgia Department of Driver Services before they will process reinstatement. If you don't own a vehicle, a non-owner SR-22 policy satisfies the requirement and costs roughly half what a standard policy costs. Driving while suspended without insurance is a separate criminal offense in Georgia and extends your suspension.

Question 6

What is a Limited Driving Permit in Georgia and who qualifies?

Accepted Answer

A Limited Driving Permit is Georgia's court-issued hardship license that allows suspended drivers to drive for work, school, medical appointments, and court-ordered programs. DUI and points suspensions qualify; unpaid-fine suspensions and felony Habitual Violator revocations do not. You must petition Superior Court, provide proof of need, file SR-22 with DDS for DUI and uninsured-related suspensions, install an ignition interlock for DUI permits, and pay all court-ordered fees before the court will issue the permit.

Question 7

What happens if I let my SR-22 lapse in Georgia?

Accepted Answer

Georgia Department of Driver Services receives automatic electronic notification from your carrier through GEICS the day your SR-22 policy lapses or is canceled, and DDS re-suspends your license immediately with no warning or grace period. The 3-year SR-22 filing requirement restarts from zero, meaning you'll need to maintain continuous coverage for another full 3 years from the new reinstatement date. If you're on a Limited Driving Permit, a lapse can also trigger court revocation of the permit.

Coverage	Minimum
Bodily Injury (per person)	$25,000
Bodily Injury (per accident)	$50,000
Property Damage	$25,000

Suspended License Insurance — Georgia

Georgia Minimum Coverage

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Coverage Types

Limited Driving Permit (Hardship License)

Non-Owner SR-22 Insurance

SR-22 Filing After DUI

Liability Insurance for Suspended Drivers

Uninsured Motorist Coverage

High-Risk Auto Insurance

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